Use Your HSA or FSA for Eligible Treatments.

Health Savings Account (HSA)

An HSA is a tax-advantaged savings account paired with a high-deductible health plan. Funds roll over year to year, and you can use them for qualified medical expenses — including many of the diagnostic and treatment services we provide.

Flexible Spending Account (FSA)

An FSA is an employer-sponsored account that lets you set aside pre-tax dollars for qualified medical expenses. Use it before your plan year ends — or before any grace period expires — to maximize your savings on eligible care.

Diagnostic Blood Work

Comprehensive lab panels and biomarker testing used to diagnose and guide your treatment plan are typically eligible expenses.

Hormone Therapy Consultations

Physician consultations for hormone optimization, including evaluation and ongoing monitoring, generally qualify as medical care.

Medical Weight Loss

Physician-supervised weight loss programs, including consultations and lab work, are often eligible when medically necessary.

Regenerative & Shockwave Therapy

Treatments for documented musculoskeletal conditions and tendinopathies may qualify with a letter of medical necessity.

Book Your Consultation

Schedule a visit with a board-certified physician to discuss your health goals and treatment options.

Receive Your Plan

Your physician builds a personalized treatment plan and identifies which services are HSA/FSA eligible.

Get Documentation

We provide itemized receipts, diagnosis codes, and letters of medical necessity for your plan administrator.

Use Your Funds

Pay with your HSA/FSA card at checkout or submit your receipt for reimbursement — it's that simple.

Are Monarch treatments HSA and FSA eligible?

Many of our treatments qualify for HSA and FSA spending, including diagnostic blood work, hormone therapy consultations, medical weight loss programs, and certain regenerative procedures. Eligibility depends on your specific plan and whether the service is medically necessary.

How do I use my HSA or FSA card at Monarch?

You can use your HSA or FSA debit card directly for eligible services, or pay out of pocket and submit your itemized receipt to your plan administrator for reimbursement. Our front desk provides detailed, coded receipts for every visit.

Do I need a prescription or letter of medical necessity?

For many eligible services, our physicians provide the documentation you need. After your consultation, we can supply a letter of medical necessity or detailed diagnosis codes that your HSA or FSA administrator may require for reimbursement.

Which treatments are typically not HSA/FSA eligible?

Services considered primarily cosmetic or elective may not qualify. We will clearly explain which portions of your treatment plan are likely eligible so you can plan your spending accordingly.

Mon–Fri, 9:00 AM – 5:00 PM